AI Insights · Timothy · January 2026
Top 5 Personal Finance Apps in Ghana: Q4 2025 Performance
Explore the performance trends of the top personal finance apps in Ghana during Q4 2025, including insights into downloads, revenue, and active users.
In the fourth quarter of 2025, the personal finance budgeting and planning apps in Ghana showed diverse performance trends. Here's a look at the top five applications based on data from Sensor Tower.
YNAB from ynab.com saw fluctuations in weekly revenue, starting at approximately $107 and peaking at $187 in early October. Downloads varied, starting at 33 and reaching a low of 16 before recovering to 52 at the end of December. Active users were relatively stable, increasing from 135 to a peak of 164.
Splitwise experienced consistent weekly revenue, with a slight increase from $64 to $83 by late December. Downloads were modest, with a few peaks reaching 22. Active users remained steady, maintaining a range between 31 and 45.
The Wallet: Budget Expense Tracker by BudgetBakers showed a varied revenue pattern, with significant spikes such as $91 in late October and $90 in late December. Downloads were consistent, with a notable increase to 62 at the quarter's end. Active users showed a steady climb from 174 to 209.
Finary: Budget & Money Tracker maintained a stable revenue, hovering around $36 to $42 throughout the quarter, despite having no downloads or active user data available.
Lastly, Budget App & Tracker: Spendee from SPENDEE a.s. had a notable revenue surge to $95 in early December. Downloads fluctuated, with a peak of 59 in early October and ending at 55. Active users increased from 64 to 113 by the end of the quarter.
For more detailed insights into these apps and their performance, visit Sensor Tower.
