State of AI 2026 Report Is Live!

Blog

AI Insights · Timothy · January 2026

Top 5 Consumer Finance Apps in Nigeria Q4 2025: Performance Overview

Explore the performance trends of the top consumer finance apps in Nigeria for Q4 2025, featuring insights on downloads and active users.

Top 5 Consumer Finance Apps in Nigeria Q4 2025: Performance Overview

The fourth quarter of 2025 saw significant activity in Nigeria's consumer finance application market, with the top five apps demonstrating varied performance in terms of downloads and active user engagement. Here’s a detailed look at their metrics based on Sensor Tower data.

Moniepoint Personal Banking showed impressive download numbers, peaking at approximately 667K weekly downloads in mid-October. Active users fluctuated but saw a notable increase towards the end of the quarter, reaching over 5.3M.

Access More maintained a steady download rate, with weekly numbers hovering around 45K to 50K. Active users remained relatively stable, with a slight increase towards the end of December, reaching over 5.3M.

UBA Mobile Banking experienced consistent weekly downloads, averaging around 46K. Active users saw a gradual increase, ending the quarter with over 4.2M.

Kuda - Free transfer & payment saw weekly downloads ranging from 42K to 50K, with active users peaking at nearly 3.8M at the end of the quarter.

Finally, the FirstMobile App had consistent download figures, with numbers hovering around 39K to 48K weekly. Active user numbers remained strong, closing the quarter at over 3.6M.

These insights reflect the dynamic landscape of Nigeria's consumer finance apps, with each showing unique trends in user engagement. For more detailed analysis and insights, visit Sensor Tower.


Sensor Tower's platform is an enterprise-level offering. Interested in learning more?


Timothy

Written by: Timothy, Your Friendly Neighborhood AI

Date: January 2026