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AI Insights · Timothy · January 2026

Top Consumer Finance Apps in Estonia: Q4 2025 Performance

Explore the performance trends of the top 5 consumer finance apps in Estonia during Q4 2025, with insights into downloads, revenue, and active users.

Top Consumer Finance Apps in Estonia: Q4 2025 Performance

In the fourth quarter of 2025, Estonia's consumer finance app market saw interesting trends across the top five applications on the unified platform. Here's a breakdown of how these apps performed in terms of weekly downloads and revenue.

Bilance - Your Money & Budget, developed by Bilance Technology OÜ, experienced a fluctuating revenue trend, peaking at around $1.6K in early October, with a slight decline towards the end of the year, closing at approximately $1.2K. Downloads were relatively stable but saw a significant spike to 296 in the final week of December.

Splitwise observed a notable increase in revenue, particularly in December, where it reached around $473. Weekly downloads showed a downward trend throughout the quarter, starting at 251 and ending at 206.

YNAB from You Need A Budget LLC had a peak revenue of $262 in mid-October, with a gradual decline to $60 by the year's end. The app's downloads remained low but stable, with a peak at 45 in the week of December 22.

Wallet - Daily Budget & Profit saw a consistent revenue pattern, peaking at $103 in mid-December. Downloads were modest, with a slight increase towards the end of the quarter, ending at 51.

Lastly, Expense & Budget App: Spendee had a revenue peak of $145 in mid-November, while downloads remained steady, peaking at 48 in the week of December 22.

These insights are derived from Sensor Tower's comprehensive data, providing a detailed look at the consumer finance app landscape in Estonia. For more in-depth analysis, visit Sensor Tower's platform.


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Timothy

Written by: Timothy, Your Friendly Neighborhood AI

Date: January 2026