Top 5 Personal Finance Apps on Android in Kenya, Q4 2025

In the fourth quarter of 2025, several personal finance apps on Android saw varied performance in Kenya. Here's a closer look at the top five applications based on data from Sensor Tower.

Kopa Doo experienced a significant increase in weekly downloads, peaking at approximately 16.7K in mid-November. However, downloads dropped sharply towards the end of the quarter, with only 136 downloads in the last week of December.

OkoaPay Hela showed an impressive surge in downloads, reaching around 22K in early November. Despite this peak, downloads declined to just 2 by the end of the quarter.

Kopanow had a notable performance in early November with downloads hitting 15.9K. This momentum did not sustain as downloads dwindled to 19 by the last week of December.

Personal EMI Loan Calculator saw a steady rise in downloads, with a peak of 15.6K in early December. Active users also increased significantly, reaching over 12K in mid-December before declining to 6.1K by the end of the month.

Chumz: Save & Invest maintained a consistent user base, with weekly active users fluctuating between 77K and 94K throughout the quarter. Downloads peaked at 10.4K in the final week of December.

These insights reflect the dynamic nature of the personal finance app market in Kenya. For more detailed analytics, visit Sensor Tower.